Comprehensive Insurance Solutions, Right Here in Rhode Island & Beyond
Your Trusted Independent Insurance Partner for Group & Individual Benefits
Group Benefits
Individual Benefits
What Sets Us Apart
Experience, Expertise & Dedication to Your Peace of Mind
Tailored to Your Needs
Whether you're seeking group or individual benefits, we offer personalized guidance to find the best fit for you.
Local Knowledge, Nationwide Reach
Based in Portsmouth, Rhode Island, we proudly serve clients across RI, CT, FL, MA, NH, NJ, NY, VA, and WA.
Simplifying Insurance
Insurance can be complex—our job is to make it clear, easy, and accessible for everyone.
Insuring Portsmouth & All of Rhode Island
Embrace Benefits is an independent insurance agency specializing in
group benefits and
individual insurance plans. Serving clients across New England and the USA, we work with top carriers to deliver personalized, affordable coverage—whether it’s
health insurance in Rhode Island,
life insurance in New York, or
Medicare plans in New Hampshire. Our focus is on low-cost, tax-efficient solutions paired with clear, personalized advice to help you make confident decisions.
Check Out Our Blog

Discover Life Insurance's Financial Benefits
When people think of life insurance, it's often perceived as a safety net for their loved ones after they pass away. But what if life insurance could also be a powerful financial tool during your...
Read more
The Hidden Benefits of Life Insurance: Beyond a Safety Net
Rethinking Life Insurance: A Strategic Financial AssetMany people view life insurance as merely a safety net for their loved ones once they've passed. However, life insurance policies, particularly...
Read more
Medicare Coverage for Skin Cancer: What You Need to Know
As Summer Approaches, Prioritize Your Skin Health With the arrival of summer, sun exposure naturally increases, raising concerns about skin cancer, particularly among those over 65. Skin cancer...
Read moreSkin Cancer Screenings: Medicare Coverage Explained
As we embrace the warmth and sunshine of summer, many of us become more vigilant about the toll sun exposure can take on our skin. For those over 65, concerns about skin cancer are especially...
Read moreLife Insurance vs. AD&D: Understanding Key Differences
Financial Planning: Protecting Your Loved Ones Financial planning is essential for safeguarding your loved ones' future. However, understanding the intricacies of insurance policies can be...
Read moreDetermining Your Ideal Life Insurance Coverage
Why Life Insurance Matters and Getting It RightLife insurance serves as a crucial component of financial planning, yet determining the right amount of coverage can be daunting. Many struggle to...
Read moreFinding the Right Life Insurance Amount
Life insurance serves as a crucial financial safety net, ensuring that your loved ones are protected even when you're no longer around. One of the most challenging decisions in this regard is...
Read moreDiscover Life Insurance's Financial Benefits
When people think of life insurance, it's often perceived as a safety net for their loved ones after they pass away. But what if life insurance could also be a powerful financial tool during your...
Read moreThe Hidden Benefits of Life Insurance: Beyond a Safety Net
Rethinking Life Insurance: A Strategic Financial AssetMany people view life insurance as merely a safety net for their loved ones once they've passed. However, life insurance policies, particularly...
Read more