Am I Eligible for Life Insurance if I Have a Chronic Illness?
Posted: April 22, 2023
If you live with a chronic illness and are considering the prospect of purchasing life insurance, you may be wondering if your condition will get in the way of your eligibility. However, many people with chronic health conditions are still able to qualify for average life insurance rates. Of course, every person’s situation is different, and your rates will also reflect the specific type of...
5 Non-Traditional Benefits That Your Employees Will Enjoy
Posted: April 13, 2023
To attract the best employees, your company needs to offer a combination of salary and benefits. As an added enticement, consider offering your workforce non-traditional benefits. Wellness programs. Your workforce appreciates a focus on wellness, such as providing ergonomic furniture, digital health trackers, telehealth programs, or offering online support for weight loss or smoking cessation. A comfortable, modern work environment. The office layout makes a...
Is Joint Life Insurance a Good Idea?
Posted: April 7, 2023
Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...
How to Build a Group Benefits Package that is Cost Effective
Posted: March 28, 2023
Group benefits are a must in today’s tough job market. The best candidates for your business will evaluate the benefits your company offers – but how can you build a benefits package you can afford, and which will appeal to the employees you want on your team? It takes strategy. Group Benefits Can be Affordable. To plan an attractive group benefits package, you must evaluate...
Health Insurance Frequently Asked Questions
Posted: March 25, 2023
If you have questions about health insurance, we offer answers to some of the most common questions we hear from our clients. Which health insurance plan is the best? No health insurance plan is the best for everyone. Each individual and family has a unique situation with regard to income from work, the number of children, and medical conditions. Choosing the best health insurance requires...